Protect project pricing
Give qualified clients another payment path before reducing a fee built around your strategy, creative work, implementation, development, technology, and delivery team.
Agency Client Financing
Client Financing for Agencies
Offer client financing for larger agency projects and service packages so qualified clients have another way to manage the cost without requiring your agency to discount the work or carry a long in-house payment plan. Explore our broader financing for consultants solutions.
This is financing for the client’s purchase of your agency services — not a working-capital loan, payroll facility, or ad-spend line for your agency.
Built for the point where a client wants the project or service package but prefers another way to handle the full cost.
The client sees the scope
They understand the strategy, creative, implementation, development, or managed-service work included in your proposal.
The project cost creates friction
You can introduce financing instead of immediately discounting the project or stretching your own receivables over a long period.
You deliver while the loan is serviced
If financing is completed, you can focus on the agency engagement while the financing provider services the personal loan.
Keep the scope. Keep the price. Change how the client can pay.
Larger agency projects
Built around fixed-scope projects, packages, and higher-value engagements
Multiple financing options
More flexibility than relying on one internal payment schedule
Up to $100,000
Every Coach Financing merchant can offer financing up to $100K
Reduce receivable pressure
Avoid carrying a long client balance while the work is already underway
A Strong Project Can Still Create A Payment-Structure Objection
A client can want the agency engagement and still hesitate at a meaningful upfront project cost.
Agencies often sell work that requires significant strategy, creative production, development, technology, implementation, or coordinated delivery before the client has received the full benefit of the engagement. Client financing gives qualified buyers another way to approach that cost while your agency keeps its normal scope, pricing, deliverables, and contract structure.
Reduce long in-house payment plans
Stretching a project across many internal installments can leave your agency carrying receivables long after substantial work has already been delivered.
Keep the proposal focused on value
Financing lets the conversation return to the scope, deliverables, launch plan, implementation, and fit instead of turning a larger invoice into the dominant issue.
Built For Higher-Value Agency Engagements
Use client financing across the projects and service packages your agency already sells.
Financing is most relevant when the agency service itself represents a meaningful purchase and the client wants another way to manage the cost without pushing the balance back onto the agency.
01
Website design & development
Higher-value website projects that combine strategy, UX, design, development, content coordination, integrations, testing, and launch support.
02
Branding & rebranding projects
Projects involving brand strategy, identity systems, messaging, creative direction, collateral, launch planning, and coordinated rollout.
03
SEO & content packages
Defined engagements that combine research, technical work, content strategy, production, optimization, implementation, and ongoing campaign support.
04
Campaign & launch packages
Agency engagements built around campaign strategy, creative development, landing pages, tracking, launch coordination, and execution. Financing applies to the agency service fee, not the client’s media budget.
05
Marketing automation & CRM implementation
Projects that combine strategy, system configuration, workflow design, automation, integrations, data setup, testing, documentation, and enablement.
06
Creative & video production
Production-heavy packages involving strategy, scripting, creative development, shoots, editing, design, asset production, and campaign-ready deliverables.
07
Multi-service agency packages
Broader engagements that combine strategy, creative, web, content, automation, consulting, and implementation into one defined client package.
08
Agency + education offers
Hybrid offers that pair agency services with training, playbooks, workshops, or a structured digital curriculum. For education-led products, see Online Course Financing.
A Repeatable Financing Workflow
Build financing into proposals without redesigning your agency sales process.
Financing can be introduced when a qualified client wants the project or service package but needs another way to approach the cost. See how Coach Financing works for the canonical financing workflow.
1
Choose your plan
Enroll with Coach Financing and complete the setup for your agency and financing experience.
2
Share the application
Introduce your co-branded financing experience from a proposal, discovery call, presentation, email, text, scope review, or follow-up.
3
Client explores options
The client completes the application and explores available personal-loan options through the Coach Financing platform.
4
Begin the engagement
If financing is completed, move forward with the agency project while the financing provider handles the client’s loan payments.
Financing capability up to
$100K
Client Financing, Not Agency Working Capital
Give clients another payment path without borrowing money for your own agency expenses.
Coach Financing gives high-ticket service businesses a way to connect customers with direct-to-consumer personal-loan options for the purchase of the service. It is not a business loan, line of credit, payroll facility, ad-spend line, or working-capital source for the agency. Explore our broader client financing solutions for the platform-level approach.
✓
Access to multiple direct-to-consumer financing options through one platform instead of relying on a single financing source.
✓
A co-branded application experience you can introduce during proposals, scope reviews, calls, presentations, and follow-up.
✓
Visibility into financing activity so you can follow the client journey and continue the project conversation.
✓
Financing providers service their loans, so your agency does not become the client’s monthly loan-payment collector.
Why It Fits Agencies
Payment flexibility without weakening the project scope or turning your agency into the bank.
Client financing can fit naturally into a higher-value agency sales process while keeping the proposal centered on the project, services, and deliverables the client is buying.
Protect project pricing
Preserve a fee built around your strategy, creative, development, implementation, technology, production, and delivery resources.
Reduce long internal payment plans
Give qualified clients another option instead of extending receivables across a long schedule while your agency is already staffing and delivering the engagement.
Keep operating expenses separate
Make the purpose clear: the financing is for the client’s purchase of your services, not for your agency’s payroll, ad spend, overhead, or working capital.
Build financing into proposals
Create a repeatable way to introduce financing alongside deposits, project payment schedules, scope reviews, proposal discussions, and follow-up.
Ready to offer client financing for your agency services?
Compare Coach Financing plans and pricing and choose the setup that fits how your agency sells larger projects and service packages.
Agency Client Financing FAQ
Questions agencies usually ask before getting started.
The process is designed to fit into a higher-value agency sale without turning your business into the client’s lender or confusing client financing with capital for your own agency.
Can clients finance agency services?
Yes. Coach Financing can be used for higher-value agency projects and service packages such as website design and development, branding, SEO, marketing automation, CRM implementation, creative production, multi-service engagements, and other professional services your agency sells.
Can financing be used for fixed projects or larger service packages?
Yes. Because the financing is provided directly to the consumer through personal-loan products, a client can use the proceeds for the agency service or project they purchase from your business.
Does this finance my agency’s ad spend, payroll, or working capital?
No. Coach Financing is being used here as a client-financing solution for the purchase of your agency services. It is not an agency business loan, payroll facility, media-spend line, line of credit, or working-capital product for your business.
How much can a client finance?
Every Coach Financing merchant can offer customers access to financing of up to $100,000 through the platform. The amount an individual customer receives is determined through the consumer financing process.
Am I responsible if my client defaults on their payments?
No. Loans obtained through the Coach Financing platform are fully non-recourse to the merchant. If a customer fails to repay their loan, the repayment obligation remains between the borrower and the lender. Your agency is not responsible for the unpaid loan balance.
Can agency clients apply online?
Yes. You can direct interested clients to a co-branded online financing experience and introduce the option from your normal sales process, including discovery calls, proposals, presentations, email, text, scope reviews, and follow-up.
Keep The Scope. Add Flexibility.
Give qualified agency clients another way to move forward.
Add client financing to your agency sales process, protect the value of your work, and give interested clients another way to approach a larger project or service package.