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Coach Financing helps coaches, consultants, course creators, masterminds, and training providers offer flexible financing and payment options for high-ticket programs through one simple platform.

Coach Financing is built for businesses selling coaching programs, consulting packages, online courses, certifications, masterminds, retreats, training programs, and other high-ticket education or transformation offers.

Coach Financing can provide solutions for almost every business, regardless of the age of the business, the revenue of the business, whether the business has a physical location or is home based, and regardless of what and how the sell (with just a few exceptions).

Coach Financing does not pull credit on the business owner and will generally accept any business.

Probably, and here is why. Coach Financing can either replace existing financing or supplement it. Today, a high percentage of people are getting turned down for traditional credit based financing. There are people that would have gotten approved in the past. Coach Financing can help many of those people achieve their objective and do business with you. Also, there are many people who don’t bother coming to your business because they know their credit is bad and won’t qualify for traditional finance options. Coach Financing is a low risk customer financing alternative that will help drive more people to your business. The bottom line is that as a business owner or manager, you should want every viable option that you can make available to prospective buyers of your products or services. Consumers always face didn’t levels of uncertainty. Sometimes, even if they have the resources to pay, their preference is to compatmentalize their transaction and use third party financing rather than deplete their reserves. Most of our clients agree that there is no such thing as having too many options available to make sales.

You can complete the easy merchant application by clicking on the Enroll Now button at the top of the page or, Click Here.

Financing gives prospects another way to move forward when the full upfront investment is the main objection. Instead of focusing only on the total program price, qualified clients can review monthly payment options that may better fit their budget.

No major rebuild is required. You can introduce financing during enrollment calls, send prospects to your application link, or add financing as an option on your website and follow-up materials.

No. Clients who use financing have many different credit profiles. Some have lower credit, but many have fair, good, or excellent credit and simply prefer monthly payments instead of paying the full program cost upfront.

Many available options use a soft credit pull for the initial assessment, which does not appear as a hard inquiry or impact the credit score. If the client moves forward with an offer, the lender may perform a full credit pull.

Many financing options provide a decision within seconds or a few minutes. Some applications may require additional review before final approval.

Every loan application is based on some criteria involving credit and debt-to-income or financial health scores. Each lender is different based on their risk tolerance. Some lenders are more conservative and try to entice prime consumers with more competitive terms. Other lenders will talk more risks and charge the consumer and/or business more for that risk. Coach Financing has lenders that fit all criteria of risk assessments.

Almost every lender that is available through Coach Financing make their initial assessment using a soft credit pull which does not appear on the consumer’s credit as an inquiry therefore it is not visible and it has no impact on the credit score. Typically, when the applicant moves forward on the offer, the lender will do a full credit report pull which creates an inquiry and appears on the credit report. One inquiry on a credit report has very limited impact (typically 3 points) though multiple inquiries can throw up red flags for anyone evaluating the credit worthiness of the consumer.

The consumer will have to lift the freeze on all three major credit bureaus (Transunion, Equifax and Experian) in order for their loan application to be evaluated. Once the loan is finalized, they can reinstate the freeze, if they desire.

Applicants are under no obligation to accept an offer provided by our lenders. We have many clients who encourage prospective customers to submit an application so they can weigh their options. Since applications don’t result in a credit inquiry, walking away from an offer has no repercussions. If the consumer has another way to complete their transaction with your business, they can follow that path or any other path they choose.

Most of our lender solutions will provide a decision within seconds or a few minutes. In some cases, applications are pre-approved with final approval subject to further vetting of the applicant.

No, all businesses that are enrolled with Byzly by Coach Financing platform are qualified to offer the Instant Access Credit Card platform to their prospective customers.

Just like with loans, each credit card provider will have their own qualification criteria. Most credit cards are geared towards people with prime credit (680+ FICO score) but we are always looking for providers that broaden the chance of approval. Byzly provides the pre-qualification AI in order to guide both you and your consumer in the direction they should go. Unlike with personal loans, each credit card application results in a hard credit pull so it’s important to be strategic when applying for credit cards.

Many Coach Financing solutions are designed so the business can be paid upfront or shortly after the client is approved and funding is completed. Exact funding flow depends on the financing option used.

Amounts range from $1,000 up to $100,000. Coach Financing programs may support financing needs from smaller course purchases up to high-ticket coaching, consulting, and training programs.

Typically, you will be paid your money within 1 to 3 business days after the funding of the loan but certain circumstances may affect that timeline.

Lenders on our core platform are 100% non-recourse. Your business is not responsible in the event of a default

BThe Flexx Turbo Payment Hub is Coach Financing’s complete transaction platform. With the Flexx Turbo Payment Hub, you can have all of your payment and financing options all in one place. You can connect your existing credit card processor and/or apply for credit card processing through the platform. You can apply or connect all of your wallets, Bank-to-bank/ACH providers, Crypto processing and Buy Now, Pay Later providers. You can create on-line product checkout, create quick checkouts, create invoices connected to a checkout and even use a virtual terminal to take payments by phone. You can convert any payment into an installment or recurring payment, when needed. You also have access to all of your customer financing solutions. the Flexx Turbo Payment Hub is the ultimate in transaction flexibility.

The Payment Hub is all about helping you make transactions so Coach Financing is always looking for ways to make that happen. The Flexx Turbo Payment Hub offers credit pre-qualifying AI that helps merchants decide the financing direction they can go. It also provides a platform of Instant Access Credit Cards, some with 0% promotions (release date approximately 11/2025). With Instant Access Credit cards, merchants can prequalify consumers and know with 95 percent certainty whether or not they will qualify for one or more credit cards. The consumer can complete the credit card application through Byzly and within minutes, the merchant can process their sale using the new credit card. In many ways, this is the ultimate direct customer financing solution on the market. All this power comes at a low cost of $49 per month per location.